★ Thought for the Day – The Pitfalls of Money ★

105 - Daily Dependence - Pitfalls of Money Banner

In t105 - Daily Dependence - Family Game Nighthe post, ★ Thought for the Day – Candy Land Christianity ★, we spent a lot of time talking about games and the importance of “Family Game Nights.”  Today’s Thought for the Day will build upon that and contrast the “Pitfalls of Money” with one of our family’s favorite games to play…Monopoly!  105 - Daily Dependence - Monopoly LogoMy prayer is that as we look at this classic board game and some of the mistakes we can make in our finances, God will move in your heart as you see what His Word has to say on the topic.  In the last post we did on finances called ★ Thought for the Day – Stay the Course…Part 2 ★ I shared that my passion for handling finances God’s has been fueled by Robert Morris, senior pastor of Gateway Church and from Dave Ramsey and his Financial Peace University (FPU) Class.  Between them, I have grown in leaps and bounds in my understanding of what the Bible has to say about money and possessions, and if we are not careful, the monopoly it can have on our hearts…pun intended.  Dictionary.com had this definition for:

Mo·nop·o·ly
[muh-nop-uh-lee]
Noun

  1. The exclusive possession or control of something.
  2. A board game in which a player attempts to gain a monopoly of real estate by advancing around the board and purchasing property, acquiring capital by collecting rent from other players whose pieces land on that property.

It’s interesting that the board game that our family loves to play made it in the very definition of the word.  As I went through our game cabinet I was shocked to see how many versions we have:

105 - Daily Dependence - Monopoly Editions

And most recently we purchased the Electronic Edition of Monopoly.  105 - Daily Dependence - Monopoly - Electronic BankingWe have made the most of the summer playing one version or another almost daily.  I think that it is one of the best board games because of the “real world” exposure that children get to learn that will equip them for life, if they’re paying attention that is.

105 - Daily Dependence - Cliff Notes on MonopolyFor those who have not played the game or haven’t played it in a while, I will give you a quick refresher.  Here are the cliff notes on the game.  Everyone starts off on “Go” with the same amount of money and no properties.  Players get to be the Banker, learning how to “make change” and give payments to others, (I am constantly amazed at how fast my youngest daughter can do the math on what is owed.)  They understand the value of “passing Go” a.k.a. getting paid a salary and how you need to wait to “earn” additional money by going around the board.  The biggest aspect of course is buying property and trying to get a monopoly (owning all real estate associated with that color); once accomplished Houses and Hotels can be purchased which is key to get more rent when an opponent lands on the space.  The realities of Paying Rent, Income Tax, landing on “Chance” and going to Jail are also experienced throughout the game which are great lessons as well.  And if you are unsuccessful, you could end up in Bankruptcy, thus forcing you out of the game which is an important experience to have that in life you will endure failure and losses.  The last player left in the game wins.

According to the official rules:

105 - Daily Dependence - The Games of Life“The object of the game is to become the wealthiest player,” which introduces our first pitfall to learn from…

105 - Daily Dependence - 1 Timothy 6-10 - The Love of MoneyGREED – The quest to be rich has brought many people pain.  1 Timothy 6:10 (NIV) warns

“For the love of money is a root of all kinds of evil.  Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.”

Now that does not say money is evil, but “the love of money is the root of all kinds of evil.”  Many have misunderstood that verse and had a skewed view of what the Bible says.  That last part is quite alarming to me that because of the misplaced love, people “have wandered from the faith and pierced themselves with many griefs.”  The Love of Money is a huge pitfall in life which left unchecked can result in leaving the path that God desires for us to pursue earthly riches.  

Our second pitfall is the cousin to Greed and that is…

105 - Daily Dependence - Pitfalls of Money - Discontentment

DISCONTENTMENT.  If there is one thing that the game of Monopoly breeds is discontentment but Hebrews 13:5 (NLT) offers an alternative with a promise:

“Don’t love money; be satisfied with what you have.  For God has said,

‘I will never fail you.
I will never abandon you.’

It all boils down to contentment and whether you can be satisfied with what God has provided.  This is an area that I struggle in myself.  Not so much because I need the latest and greatest gadget but more because I would like to see more traction or faster results in debt payment and the “emergency fund” growth.  How about you?  Are you content in what God has provided?  Many struggle in this area, striving tirelessly to acquire more and more which leads to excessive hours spent in the office and time away from home.  And just like we all compete to have the most monopolies and end the game with the most money, we need to be watchful in this area that discontentment does not grow in our hearts.  Proverbs 23:4-5 (NLT) gives this counsel…

“Don’t wear yourself out trying to get rich.
    Be wise enough to know when to quit.

In the blink of an eye wealth disappears,
    for it will sprout wings
    and fly away like an eagle.”

Two-thirds of the parables that Jesus taught about were on money and possessions, because GREED and DISCONTENTMENT can pitfalls for you and me if we are not careful.  Jesus taught about the stewardship or management of our finances not for personal gain but to be a blessing to others and that is through our …

105 - Daily Dependence - Giving

105 - Daily Dependence - 2 Corinthians 9-7 - Cheerful GiverGIVING!  2 Corinthians 9:7 (NIV) says:

“Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”

Charles Stanley had this great life lesson on this verse:

“In giving, as in all areas of Christian living, God wants our hearts to respond to Him in obedience.  He wants willing, joyful, eager participation in His work, not grumbling or halfhearted compliance.”

It’s all about the heart.  Are you cheerful when the plate or basket comes around during the offering or do you begrudgingly put the money or check in?  In Luke 21:1-4 (ESV) it records how God views our giving…

“Jesus looked up and saw the rich putting their gifts into the offering box, and he saw a poor widow put in two small copper coins.  And He said, “Truly, I tell you, this poor widow has put in more than all of them.  For they all contributed out of their abundance, but she out of her poverty put in all she had to live on.””

It’s not about giving everything but the heart of the giver.  Do you give because you love God and want to see His Kingdom advanced here on Earth or out of compulsion?  There’s a big difference.  God does not need our money (see Psalms 24:1,) but He does want our heart to love what He loves and that is people!  The antidote to greed and discontentment is…

105 - Daily Dependence - GenerosityGENEROSITY!  Proverbs 11:24-25 (NLT) says…

“Give freely and become more wealthy;
    be stingy and lose everything.

The generous will prosper;
    those who refresh others will themselves be refreshed.”

This is not the normal thinking though is it?  “Give freely and become more wealthy?”  That makes no sense in the natural, but in God’s economy, “the generous will prosper!”  I have seen time and time again how God have blessed me when I was not tight-fisted with my money but rather when I stayed the course in my tithing and offerings I saw how God threw open the floodgates of heaven and provided for all my needs, (Malachi 3:10-12 and 2 Corinthians 9:10-11 for more.)  God promises to refresh those who refresh others.  The question presented before you today is…Will you allow money to be a pitfall or to be a blessing to others?

I will close with this final thought from Charles Stanley:

“God is not after our time, talents, or bank accounts.  He already owns the world and everything in it (Exodus 19:5).  His greatest desire is to have a personal and intimate relationship with you for all eternity.”

Today I pray you will be challenged to see you finances in a new light that will unlock a new level of faith and trust in God because “His greatest desire is to have a personal and intimate relationship with you for all eternity!”

If you are interested in reading more about how about the Biblical Worldview of Money (How our Finances and Possessions should be handled from God’s Perspective), check out other posts in our collection of posts called:

$ Building Your Money Muscle $

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★ Thought for the Day – Candy Land Christianity ★

Today’s Thought for the Day will tie together (2) Fortune 500 Companies that have helped influenced the culture we live in and how people view Christianity.  At the time of post, according to the Fortune 500 List, the first company Hasbro just missed the top by ranking at 550 but their impact on our families is significant.

103 - Daily Dependence - Fortune 500 - Hasbro

103 - Daily Dependence - Family Game Night InfographicI am not sure if they coined the phrase “Family Game Night,” but clearly Hasbro has done very well capitalizing on their products.  I found this Infographic on The Board Game Family website that is from a study conducted in 2013 by Wakefield Research Group for the Hasbro Gaming Company.  They found that:

“91% of those polled said playing games gives their family’s mood a positive boost.  And 96% of families who play games together say that they feel close!”

103 - Daily Dependence - Family Game Night Statistics

In a world in love with their smart phones, iPads and Tablets, I bet in the past 3 years that statistic above is probably much higher than 61% of families having a hard time disconnecting from their devices.  There is so much competing for our attention these days.  Now I know it is self-serving that Hasbro sponsored this survey and that they found that families playing games = happiness, but as a participant in our own Family Game Nights, I can testify that is definitely true!  There are so many great memories just from these few games that I pulled out of our game cabinet…

103 - Daily Dependence - Game Night

And there definitely are members who have dominated…For instance, my youngest is the master of monopoly, my oldest daughter rules in Rummikub, my wife baffles us with the number of words she finds in Boggle, and I have a lot of success in Scrabble.  Hours upon hours of great family bonding have been spent competing with each other.  It’s interesting though as I dug through the cabinet, I was surprised to find that we no longer had Candy Land.  103 - Daily Dependence - Candyland Game BoardI remember racing to arrive at “Candy Castle” first with both of my girls but I guess we gave it away at some point.  I googled Candy Land and found this on Wikipedia that jogged my memory of why we no longer have the game:

“Candy Land…requires no reading and minimal counting skills, making it suitable for young children. Due to the design of the game, there is no strategy involved: players are never required to make choices, just follow directions.  The winner is predetermined by the shuffle of the cards.”

Besides the fact that the game is rated for ages 3 and up, (and I now have two teenagers), the underlined sentence above is why we don’t have the game any longer.  Now in our family everyone is extremely competitive so a game that has no challenge, no strategy or choices really has no place in the game cabinet…hahaha!  But I think that people view Christianity in the same way sometimes; if you were to become a Christian your choices are limited and you have to follow a bunch of rules…But that is a lie from the enemy!  It reminds me a powerful scene from 2014 God’s Not Dead movie in which Mina’s mother who is suffering from Demetria has a moment of lucidity and compares a life outside of God as a Comfortable Prison Cell, (click here to watch). 103 - Daily Dependence - God's Not Dead - Comfy Jail Cell Quote

The devil wants you to believe that life is more fun without God and that if you become a Christian you will be controlled and have no options just like if you were playing Candy Land.  Jesus said in John 10:10 (ESV) that:

103 - Daily Dependence - John 10-10
“The thief comes only to steal and kill and destroy.  I came that they may have life and have it abundantly.”

The thief, aka the Devil or Satan wants to ruin your life, whereas God sent Jesus to rescue us.  His offer is far greater than any counterfeit that the Devil tempt us with, but unfortunately many fall into the trap that life outside God’s involvement is better, and instead of landing on “Candy Castle,” you will end up in “Molasses Swamp”…okay no more Candy Land references… Jesus is extending a life line to every one of us if we will grab hold of it.  He is our lifesaver!  Acts 13:38-39 (NIV) instructs us…

“Therefore, my friends, I want you to know that through Jesus the forgiveness of sins is proclaimed to you.  Through Him everyone who believes is set free from every sin, a justification you were not able to obtain under the law of Moses.”

And in John 8:36 (NIV) Jesus said,

“So if the Son [Jesus] sets you free, you will be free indeed.”

Here are some additional Bible Verses about the Freedom we have over sin and darkness when we follow Jesus that would be good to memorize if you struggle to remember the truth.  How are you with memorizing scripture?  If you are like me, it’s a struggle to remember where key verses are located but I believe it is okay if you can’t recall the exact “chapter and verse” in the Bible so long as you get the truth in your heart…THAT IS WHAT MATTERS!  A trick I have that may help you is to google the part of the verse I remember and 9 out of 10 times I find what I am looking for.

But there is someone, or some fish who does not have that luxury…Dory.

103 - Daily Dependence - Finding Dory

Were you wondering when I was going to get to the second Fortune 500 Company?  Well just to be consistent, here is the ranking and stats of Disney in the prestigious list…

103 - Daily Dependence - Fortune 500 - Disney

103 - Daily Dependence - Walt Disney

Walt Disney was a master at creating a fantasy world that everyone wanted to be a part of.  This castle for instance at Disney’s Magic Kingdom in Florida is an icon of his legacy.  Every child knows the Magic Kingdom as being “The Most Magical Place On Earth” (and the parents agree, all their money “magically” disappears!)  In the much-anticipated sequel to the 2003 blockbuster hit Finding Nemo, 103 - Daily Dependence - Finding NemoDisney has landed gold with the reprisal of the forgetful Blue Tang Fish. In Finding Dory, which has quickly become the #1 U.S. hit of 2016, grossing $437.8 million (according to Box Office Mojo.), we learn all about Dory’s past and how she was separated from her parents, as well as the background on her unusual introductory statement…

“Hi I’m Dory and I suffer from short-term memory loss.”

I was amazed at how good the sequel was, and the issues that were tackled like raising special needs children, being orphaned, friendship and the importance of family!  The movie is also unique in that it is the most “family friendly” offering from Disney in years, which as avid movie buff and a discerning parent of what I expose my children to, I appreciate the good lessons without the questionable content to worry about.  103 - Daily Dependence - Family VacationI was thinking about the movie last week when our family went on vacation to North Carolina for a family reunion, (which was so special since it has been 3 months ago that we lost my mom.)  To get there, we decided to do a cross-country drive from Texas which was a first for us.  We also added a stop at Destin and Pensacola to hit the beach which was amazing!  All in all we logged 2,740 miles and had an amazing family time as we sang, played games and talked.  But for those who have driven hundreds of miles you know how wearisome it can get…As we were driving my wife made pun off of Dory’s other catch phase…“Just Keep Swimming…”

103 - Daily Dependence - Just Keep Swimming Alt 1

As the miles rolled on, she said, “Just keep diving…driving…driving…” Hahaha!  But I think there is a great life principle to gain from Dory’s optimistic outlook.  She had to overcome a disability, being separated from her parents and being alone, and yet she had an incredible perspective: “Just Keep Swimming!”  Or another way to say it is you keep going when you face adversities in life.  I think too often people have an unrealistic view of the Christian Faith.  They think just because you are a Christian that they should never have any problems.  But that simply is not the case because when you become a Christian you become an enemy to the little god of this world, the Devil.  I shared about how opposition will always come when we serve God in a post called ★ Thought for the Day – Opposition Will Come ★, (which would be good for you to read also.)  Ultimately opposition is a good thing.  Strange statement?  Not really when you are looking through the correct lens.  I love how Jack Graham said it:

“Perhaps today you’d admit that you’re a little discouraged by how difficult the Christian life can be.  If so, I want to offer you a word of encouragement: The opposition you face is actually a sure sign that you’re doing something right!  Because if the devil leaves you alone, that means you must not be worth trying to discourage!”

Easier said than done right?  But I think with the right perspective, we can persevere and flourish.  How do I know this?  John Chapter 17 reveals the heart of Jesus with an incredible prayer for you and me.  We don’t have time to unpack the whole prayer but in verses 13-14 he prayed to God…

“Now I am coming to you. I told them many things while I was with them in this world so they would be filled with my joy.  I have given them your word. And the world hates them because they do not belong to the world, just as I do not belong to the world.  I’m not asking you to take them out of the world, but to keep them safe from the evil one.”

Now you may say this does not cover me but in just four verses later Jesus prayed…

“I am praying not only for these disciples but also for all who will ever believe in me through their message.   I pray that they will all be one, just as you and I are one—as you are in me, Father, and I am in you. And may they be in us so that the world will believe you sent me.”  (John 17:20-21)

I know I talk often about spiritual warfare, that we have a very real enemy who wants to steal and kill and destroy” you and I as we covered already.  And now we see Jesus praying for our protection.  You see people have a skewed perspective of Christianity because Satan is always on the prowl (see 1 Peter 1:8).  But I encourage you to persevere and just keep chasing after God like Dory example has shown us.  I will close with this final though from Susie Larson:
103 - Daily Dependence - Susie Larson - Your Beautiful Purpose - Potential

Embrace that truth today!

If you are interested in reading more, check out:

★ Thought for the Day – Anxious to Do the Will of God? ★ 

★ Day 11 – Reason for the Season – Following Jesus Will Cost You ★

 

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★ Thought for the Day – Marriage & Money – Part 2 ★

71 - Daily Dependence - Marriage & Money - Part 2

In Part 1 we looked at how people get married with no understanding of how the family finances are going to be handled and how that can cause problems in the marriage if not dealt with quickly.  We also reviewed God’s Plan for Marriage and how Satan has been attacking marriages and that the importance of marriage has been sharply declined over the past 50 years.  If you missed it just click here…★ Thought for the Day – Marriage & Money – Part 1 ★ to catch up.

Part 2 of our trilogy of posts will delve into how to have unity in our Marriage by discussing the Differences between Men and Women and how our enemy, Satan exploits those dissimilarities.  Tony Evans made this point…

71 - Daily Dependence - Tony Evans - Satan Wants The Family

Satan hates God and he hates us and thus comes at marriages with great ferocity that is why it is so important for us as Husband and Wife to be aware of the battle we are in and to try to understand who the person is that we have become one flesh with.  Jesus said in Mark 3:24-25 (NASB):

71 - Daily Dependence - Mark 3-24-25 - House DividedAnd Amos 3:3 (NKJV) says:

“Can two walk together, unless they are agreed?”

Amen?  Do you see that as being true?

Without agreement, it is impossible to move forward.  Men and Woman are different and with those differences can conflicts can arise.

Someone once said that:

  • “‎90% of the friction of daily life is caused by the wrong tone of voice.”  Unknown.

Instead of battling our spouse, we should see Marriage for what it is, a gift from God and a special covenant with each other.  If we could all grasp that simple concept to approach our mate with love and respect, then perhaps “‎90% of the friction could be eliminated.”  Colossians 3:18-19 (MSG) says


“Wives, understand and support your husbands by submitting to them in ways that honor the Master
[other translations say “the Lord”]. 

Husbands, go all out in love for your wives.  Don’t take advantage of them.”                                                                                      

Now you may have noticed that the verse in the image of Colossians 3:18-19 is reversed, but that is intentional to get the men seeing their role first because this verse has been taken advantage of by men who use it as a tactic to control their wife.  I love how the Message translation says before the word “submit” to “support” your husband.  God knew that Men needed help and He blessed us with the perfect companion.  In Genesis 2:18 (NKJV) God said “I will make him a helper comparable to him.”  Submission does not mean less than, our wives are comparable or equal to us.  God set the man as the head of the household but he knew that the man was going to need help, for all aspects of our lives including the finances.  We need to work as a team loving and respecting one another.

In Ephesians 5:24-25 (NIV1984) the Apostle Paul says it a little differently comparing our actions to that of Christ,

  • “Now as the church submits to Christ, so also wives should submit to their husbands in everything.  Husbands, love your wives, just as Christ loved the church and gave himself up for her…” 

The Greek translation for Love here is agape, which is a spiritual love, not sexual.  It is by definition a selfless and unconditional love that is not based on what the other person does for me but instead it is about sacrificing yourself for your spouse, just like Christ did.  When we submit and love each other as the Apostle Paul instructs, we are being sanctified and made ready to be the bride of Christ.  This of course is not what the enemy of our soul wants at all so he twists and distorts God’s Word to see submission as negative.  The reason for this is clear in James 4:7 (NIV1984),

  • “Submit yourselves, then, to God. Resist the devil, and he will flee from you.”

There is power when we submit to each other and especially to God.  Submitting or humbling ourselves eliminates the sin of pride, if we don’t then Satan wins and we lose, just like in the Garden.  Husbands we need to love our wives as we love ourselves just as Christ loved the church, which he laid down His life for.  And wives part of the submission is respecting and supporting your husband.  You know the old cliché that “it takes two to fight?”  Well it’s true.  The key is getting to the root problem of why we fight and try to understand the other spouse’s point of view.  In 2010, Author of the best-selling book “Men are from Mars, Women are from Venus”, John Gray released a follow-up book called: Venus on Fire, Mars on Ice: Hormonal Balance – the Key to Life, Love & Energy.  In the book he discusses that,

  • “The Difference between the sexes and how they relate to one another is biochemically based and can be found in our hormones.”

71 - Daily Dependence - John Gray - Difference in Sexes Found In Hormones

Gray talks about the unique ways that each gender deals with stress and how the stress hormones harm our health and complicate our ability to relate to one another.  What I found most interesting about the book was how polar opposite Men and Women really are.  The Hormones of Fire and Ice or Men and Women are Testosterone and Oxytocin. In the book, he explains when a man springs into action and solves a problem, he releases Testosterone to deal with stress and as he acts he feels competent and powerful but then soon after has to rest to rebuild his Testosterone levels.  A woman on the other hand needs to share herself 71 - Daily Dependence - John Gray - Hormones of Fire and Icein nurturing situations to release Oxytocin but then afterwards she needs to receive nurturing and understanding herself to rebuild her hormone levels.  The wisdom to understand here is that relaxing on the couch is crucial for a man because he is rebuilding a vital hormone to deal with stress.  Conversely getting nurturing support reduces the stress for a woman so Men, she needs to share her feelings and we need to be available because this is vital for her to be able to deal with stress.    That is where the analogy comes from that Men are on Ice because they need to shut down and go into their “cave” while Women are on Fire needing to communicate and receive love and support; to deprive either person of this only builds stress in them and ultimately in our relationship.

So why am I mentioning all this? Because the same hormones that help to alleviate stress are also the same hormones that connect us romantically.

These two critical hormones not only help us individually but also relationally.  Gray also cites in the book findings from the Researchers at the prestigious Schupps Clinic in San Diego, who concluded that:

  • Heart Disease is most often triggered by unresolved emotional issues like financial stress, Divorce, loneliness or an inability to effectively communicate with a child or Spouse.”

3 out of the 5 items cited in this finding are exactly what we are talking about.  When I read this statistic it was a huge red flag that “unresolved emotional issues” can cause Heart Disease.  We need to recognize the stressors and help not only ourselves but our spouses to deal with the stress.  The symbolism of “Men are from Mars” and “Women are from Venus”, two entirely different planets is great to make the distinctions between the sexes but God made us just the way we are and if we want unity in our marriages then we need to accept one another just how He made us.  Psalm 139:14 says:

Men and Women are different and that is a good thing, the question remains though “How do you achieve unity in your marriage?”  Well the answer may seem obvious but HE is often not engaged when problems arise, the answer is….”God!”

This is the key to everything in life.  It starts as individuals, (hopefully when we are young) and then continues into our marriages as adults.  Having God at the center of our hearts and our marriages will not only help us relate to one another but also in our finances.  Ecclesiastes 4:12 (NLT) says,

“A triple-braided cord is not easily broken.”  I did a little research on this and found that people have incorporated this scripture into their wedding ceremony by braiding three colored cords, Gold for God, Purple for the Groom and White for the Bride.  What a beautiful way to publically declare that God will be interwoven in your marriage.  With God is at the center of our marriages, Satan does not have a chance to break us up because when a Husband and Wife are bound together in Christ, they are stronger than as individuals themselves.  By keeping God at the center, His love will continue to bind the two of you together as one throughout your marriage and you will truly be “One Flesh” not knowing where you and end and where the other begins!

If you would like to read the next post that wraps up the “Marriage & Money” Trilogy, click here.  We delve into People’s View of Money vs. God’s View of Money to understand how to have unity in our Finances.

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★ Thought for the Day – Marriage & Money – Part 1 ★

70 - Daily Dependence - Marriage & Money - Part 1

When you made the decision to marry your spouse, what were your expectations about how the family finances were going to be handled?  Did you even have any?  Marriage and money go hand in hand.  When there is unity in handling money God’s way, it helps lead to unity in your marriage as well.  Whether you are a newlywed or married for 50 years, it is critical to learn what the Bible says about handling money God’s way and the importance of this in our marriages.

I am a firm believer that “the burnt hand teaches best.” Experience, especially the mistakes are the best teachers and my wife and I certainly have experienced our fair share in our relationship.  So over the next 3 posts we will delve into “Marriage & Money” and how the two relate to one another in our relationships.  My purpose is to share what God has placed on my heart and use bits and pieces of what we have learned to help you to avoid making the same mistakes in your Marriage and Finances.

What were your expectations about how the finances would be handled in your home??

  • Were you determined to be the one in control?
  • Or did you just bury your head in the sand?
  • Or did you even have any?

People’s views of money vary considerably from those who are “Spenders” to those who are “Savers”.  When you factor that in, along with all the differences between men and women, a mathematical explosion of possibilities for conflicts can result without even realizing it.  Most people have an idealized view of marriage which starts early on in childhood that has been so ingrained into our subconscious.  70 - Daily Dependence - DisneyThe picture has been painted in our minds of the woman as a princess and that one day her knight in shining armor will come.  Through the years Disney has contributed many different movie installments with this one central theme that ultimately ends with the tag line “and they lived happily ever after….”  When you think of the constant bombardment of unrealistic fantasies, it is no wonder that the wedding day is the quintessential moment that every little girl dreams of.  Months and months are spent planning a wedding, working on the invitations, searching for the dress, the rings, the music, the flowers, and working on all the intricate details.  But what is usually left out of the equation is what happens when the Honeymoon’s over (literally).  When you think about this, it is absolutely insane, planning for months for one day but giving little thought for the future.  Now I must confess, when we got married we were no different.  The simple truth is that when a man and woman decide to “tie the knot” they typically never talk about how the finances will be handled and when that happens it will not take long for money fights and arguments to begin.

  • In a radio interview, Crown Financial Ministries CEO, Chuck Bentley stated that: “40% of people are living beyond their means.”
  • “The wall street Journal reported that “70% of Americans are living paycheck to paycheck, one step away from bankruptcy!” and
  • According to a Markmen & Stanley Study, “The #1 cause of divorce in America is financial disagreements”

So the question is, if…

  • 4 out of 10 people are living beyond their means and
  • 7 out of 10 Americans are living paycheck to paycheck and the
  • #1 cause of divorce is financial disagreements or money fights…

How do we get to a place of unity in both our marriage and our finances?  Many people do not realize that Marriage and Money go hand in hand.  When you have unity together in how you handle your finances, you will have unity in your marriage.

Over these posts, we will be covering these 5 areas in regards to Marriage & Money:

  • God’s plan for Marriage
  • The differences between Men and Women
  • God’s plan for our Finances
  • The differences in people’s views of money
  • How the enemy uses all these differences to attack marriages

Now it will not necessary be in this order as I will not be so linear but we will weave and blend together these 5 major points.

God’s Plan for Marriage

So without further ado, let’s start from the beginning, in the first book of the bible, in Genesis chapter 2, after the Heavens and the Earth, and everything else was made, God formed Man out of dirt from the ground.  He planted a garden in Eden and placed the Man to work the ground and keep it in order.  But God saw the man and He said, “It is not good that man should be alone; I will make him a helper comparable to him,” (Genesis 2:18) and so God created the Woman to share life with the Man.  Verse 24 says:

  • “For this reason a man will leave his father and mother and be united to his wife, and they will become one flesh.”  Genesis 2:24 (NIV1984)   

THAT IS IT…that was God’s plan for Marriage.  For the Man and Woman to live in paradise united together who would have fellowship with Him.  What a simple and wonderful plan but the very next chapter of Genesis recounts how that perfect plan was ruined when the Serpent (AKA Satan) deceived the Woman to eat the forbidden fruit of the “Tree of Knowledge of Good and Evil”.  God had told Adam not to eat of the fruit or else he would die, so the serpent spoke to the Woman instead since she had not been created at that time.  In chapter 3, verse 6 it says:

70 - Daily Dependence - Genesis 3-6

I remember so clearly when I was at a bible study and heard a teaching on this verse and those underlined words just popped off the page…”Then she gave some to her husband, who was with her.”  I always thought that she was alone and that explained how it happened but the whole time that Satan and the Woman were having this discussion, Adam, “The Man” was standing right there and did nothing to protect his wife or stop what he knew was wrong and to make it worse he ate the fruit too!  And here is the key, don’t miss this, if we don’t work as a team, in unity we will fail in our marriages and our financesThough the timing in Genesis is unclear, the original plan for Marriage was created in Chapter 2 and destroyed by Chapter 3 as the Man and Woman fell into sin of Pride from the Serpent’s deception.  We need to understand that Satan is working in the background creating problems in our marriage, problems in our finances, and problems in our life.  Ephesians 6:12 (NIV1984) says,

  • “For our struggle is not against flesh and blood, but against the rulers, against the authorities, against the powers of this dark world and against the spiritual forces of evil in the heavenly realms.”  

We will delve into this throughout these series of posts but I do want to say one thing before we go any further, that the enemy of our soul is not behind every problem, there are many times that we create our own trouble by not trusting God and not following His principles.  Or not loving and respecting our spouse as we ought to or by making foolish financial decisions because of “wants” instead of be wise in making purchases of “needs” only.  Someone once said “God promised to meet our needs, not our greeds.”

But Ephesians is clear, there is a battle raging on that we need to be aware of.  Though it is not confirmed, Julius Caesar is credited with the concept of “Divide & Conquer” which is one of the greatest strategies in battle.  And that is exactly what Satan does as he attacks us in our marriages and finances by deceiving one of the spouses to doubt, to fear, to be distracted or to focus on the wrong things.  We are at war and if you do not know that then take a look at what it says just 9 verses later in Genesis, as God reprimanded the serpent, He cursed the serpent and said because you have done this,

70 - Daily Dependence - Genesis 3 - 14-15

Enmity is also translated as hostility but I love how The Message translation states it:

  • “I’m declaring war between you and the Woman”  Genesis 3:15 (MSG)

There it is, proof that we are in a battle against a real enemy, not a cartoon character with horns and a pitchfork.  Satan has many descriptions and names in the bible, he is called:

70 - Daily Dependence - The Names of Satan

Enough said??  Just like this list, Satan’s reign will come to an end.  Now I am spending extra time here, not to create fear but to underscore the importance of not idly going through life oblivious to Satan and his schemes.  The reality is that as a believer in Jesus, we already have the victory through Jesus’ death and resurrection, as it says in 1 John 4:4 (NASB):

  • “You are from God, little children, and have overcome them; because greater is He [Jesus] who is in you than he [Satan] who is in the world.”

I love how Pastor Jack Graham once said it, that “Satan is a defeated foe.” 

That is of course, when you have Jesus in you, you have the power to overcome the enemy.  There is power and victory through Jesus.  We can overcome the enemy’s attacks by calling on Jesus’ name not only for our marriages but finances too!   Jesus has a list of his own which is called The “I Am’s” of Christ:

Now I much prefer to mediate on this list for sure as there is power and victory through Jesus.

In the book of Matthew it recounts the story when some Pharisees came to Jesus, testing Him and asking, “Is it lawful for a man to divorce his wife for any reason at all?”  And Jesus quoted Genesis 2:24 in chapter 19 verse 5 and then continues the thought in Verse 6 of Matthew:

  • “So they are no longer two, but one flesh. What therefore God has joined together let no man separate.” Matthew 19:6 (NASB)

I love how Jesus answers their question so clearly and succinctly.  He has a great way of flipping things.  If a husband and wife are no longer two but one flesh then the answer is clear.  God’s intention for marriage was to be shared between one man and one woman forever…what God has joined together let no man separate.  But as we have been discussing, the enemy has other plans to strain and tear apart the unity of marriage.  Malachi 2:16 (MSG) says,

  • “I hate divorce,” says the God of Israel…”I hate the violent dismembering of the ‘one flesh’ of marriage.  So watch yourselves.  Don’t let your guard down.  Don’t cheat.” 

This verse is such a powerful statement from God which many people have misunderstood because they read that God hates divorce and make the jump that God hates them because of the divorce but that is a LIE OF THE ENEMY.  Look at it again, God said “I hate divorce,” NOT the “DIVORCEE.”  Divorce is real; many of you reading this post may have experienced one in your life whether it was your parents or yourself.  I know firsthand what that “dismembering” felt like, having experienced this at the age of 5 when my parents divorced.  That description is right on, it was a violent dismembering of the ‘one flesh’.  I have always related my parents divorce like a chess match where I was a pawn pinned between the King and Queen who were battling one another, using me to hurt the other.  Now I don’t mention this to condemn anyone but to show what God intended for marriage and what He thinks of Divorce.

In November of 2010, Time Magazine published a startling issue, entitled “Who Needs Marriage”.  Within the pages, findings from the nationwide survey of 2,691 Americans by the Pew Research Center were presented.  The survey was conducted with TIME magazine, and an analysis of the U.S. Census Bureau data.  They dug into the question…“Is Marriage Obsolete?”  70 - Daily Dependence - Time Magazine - Who Needs MarriageOver the past 50 years there has been a sharp decline in marriage and a rise of new family forms of people never getting married (but still having children) and people getting divorced or separated.  In 1960, 72% of American adults were married.  By 2008, that share had fallen to an all-time low of 52%.  The Pew Research survey found that nearly 4 in 10 Americans think marriage is becoming obsolete.  It is sad to think that this survey is now 5 years old, so I can only imagine where that number is now.  It is clear that the value of marriage has been greatly diminished and who do you think is behind that movement?  Satan of course!!

In 2009, Chuck Colson, Robert George, and Timothy George, with input from over 100 Christian leaders, authored the Manhattan Declaration stating a commitment to the principles of Human life, marriage, and religious freedom.  Here is an excerpt:

“Marriage is the original and most important institution for sustaining the health, education, and welfare of all.”  That is a powerful statement and I think we can all agree that the second part has plagued our world that ““Where marriage erodes, social pathologies rise,” (or deviation giving rise to social ills.)  

Part 2 of the “Marriage & Money” trilogy will delve into the Differences between Men and Women and what is the answer to bring unity in our Marriage.  Click here…★ Thought for the Day – Marriage & Money – Part 2 ★ to read the next installment.

 

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★ Thought for the Day – The Price Tag of Your Dream ★ 

33 - Daily Dependence - Jiminy Cricket - Wish Upon A Star

Do you remember the classic song from Disney’s Pinocchio, “When You Wish Upon a Star”…Jiminy Cricket sang these lyrics oh so long ago…

When you wish upon a star
Makes no difference who you are
Anything your heart desires
Will come to you

Like a bolt out of the blue
Fate steps in and sees you through
When you wish upon a star
Your dreams come true

Anything your heart desires will come to you.”  Growing up we all had dreams and aspirations…whether it was to walk on the moon, cure cancer, or score the winning touchdown in the Super Bowl.  But sadly, some people along the way, give up their dreams and settle for what was easily achievable.  The problem is, when you let go of that thing that fills you with passion, a piece of you goes away as well.  Or maybe you are rationalizing in your mind that this job is just temporary, “one day” I will make a move and purse my dream job.  But is you are not careful “one day” can become a lifetime of excuses to not begin.  Jeremy Riddle made this profound statement,

"Every dream has a process and a price tag.  Those who embrace the process and pay the price, see the fulfillment of the dream.  Those who don't, just dream."
“Every dream has a process and a price tag.  Those who embrace the process and pay the price, see the fulfillment of the dream.  Those who don’t, just dream.”

Whether you have “settled” or have yet to “start,” it is clear that the fulfillment of your dreams will not come just by “Wishing Upon A Star,” you need start and pay the price, aka “put in the work” to make it happen!  

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